Rehab loans
Monday, November 5th, 2018
Clay Sparkman
Here is an example of a loan that we recently placed. We like to show samples from time to time, so investors can see the kinds of loans that we are placing AND the format we use for the executive summary.
Kristopher Gillmore
Fairfield Financial Services, Inc
3327 SE 50th St, Portland, OR 97006
Phone (503) 319-7294 / [...]
Tags: hard money investing, hard money lending, private money investing, private money lending, trust deed investing, trust deed lending
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Friday, May 13th, 2016
Clay Sparkman
I thought that this recent article in The National Real Estate Investor would be worth sharing with the private money investors in this group. It certainly rings true with those of us at Fairfield, as we have had to work with our investors to adapt our programs and strategies to a changing market (becoming [...]
Tags: economy, hard money investing, hard money lending, hard money loans, Multifamily, private money investing, private money lending, private money loans, real estate investing, real estate rental, trust deed investing, trust deed loans
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Monday, April 14th, 2014
Clay Sparkman
We’ve had a lot of nice solid little loans come in lately. (As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can (a) see the [...]
Tags: hard money investing, hard money loans, private money investing, private money lending, private money loans, trust deed investing, trust deed lending, trust deed loans, Washington
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Thursday, October 17th, 2013
Clay Sparkman
We’ve had a lot of nice solid little loans come in lately. (As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans [...]
Tags: hard money investing, hard money loans, loan underwriting, private money investing, private money loans, trust deed investing, trust deed lending, trust deed loans, Washington
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Thursday, October 3rd, 2013
S. Clay Sparkman
We’ve had a lot of nice solid little loans come in lately. As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that we [...]
Tags: hard money investing, hard money loans, investing, loan underwriting, Oregon, private money investing, private money lending, private money loans, trust deed investing, trust deed lending, trust deed loans
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Wednesday, August 21st, 2013
Clay Sparkman
This is interesting. I had wondered why we have not seen as many REO type fix and flip property loans as I had expected. I was informed by an individual quite recently that they had read an article about two very large entities that were going to the banks and buying all of the [...]
Tags: hard money investing, hard money lending, private money investing, private money lending, private money loans, trust deed investing, trust deed lending, trust deed loans
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Wednesday, May 8th, 2013
Clay Sparkman
It is our opinion and the opinion of many others that banks, though they’ve bounced back in certain areas, have not picked up the slack when it comes to funding rehab, construction, and development loans.
I have been on about this before, so I won’t go into great detail here. I think that the following [...]
Tags: hard money investing, hard money lending, hard money loans, investing, private money investing, private money lending, private money loans, trust deed investing, trust deed lending, trust deed loans
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Monday, April 22nd, 2013
Clay Sparkman
This item was originally posted on this site on 4/30/10. I had a sense that it might be relevant once again, and so I have rewritten it slightly and am posting here again. I hope you find it useful.
Most private money investors choose to work with brokers. However it is a decision that each [...]
Tags: hard money investing, hard money lending, hard money loans, investing, loan underwriting, private money investing, private money lending, private money loans, trust deed investing, trust deed lending, trust deed loans, web resources
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Friday, April 5th, 2013
S. Clay Sparkman
Every now and then I like to present one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that we are placing, and (b) how we feel that loans should be presented. Keep in mind that this [...]
Tags: hard money investing, hard money lending, hard money loans, investing, loan underwriting, private money investing, private money lending, private money loans, trust deed investing, trust deed lending, trust deed loans
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Friday, February 15th, 2013
Clay Sparkman
One of the most promising areas at the moment for real estate investors and brokers, by all indications, is REO, short sale, rehab, and quick flip properties. The opportunity to buy distressed properties at a low price point is evident in many markets. And yet it is difficult for most [...]
Tags: hard money investing, hard money lending, hard money loans, investing, private money investing, private money lending, private money loans, real estate rental, trust deed investing, trust deed lending, trust deed loans
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Wednesday, February 6th, 2013
Clay Sparkman
We plan to do as many rehab and construction loans as we can this year. We see great potential in that area. Builders are under-building (by a substantial number of units, and going back 3+ years), and this is mostly because banks haven’t recovered to the point where they are comfortable [...]
Tags: hard money investing, hard money lending, hard money loans, investing, private money investing, private money lending, private money loans, real estate, real estate investing, real estate rental, short sales, trust deed investing, trust deed lending, trust deed loans
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Thursday, January 24th, 2013
Clay Sparkman
I rather enjoyed the following article in the www.thefiscaltimes.com (quite an impressive publication at first blush), and thought it would be a good one to share.
“Ten Real Estate Trends to Watch in 2013″
http://www.thefiscaltimes.com/Articles/2012/12/06/10-Real-Estate-Trends-to-Watch-in-2013.aspx#page1
The article begins by noteing that “national home prices have been on the uptick for eight straight months,” and then goes on [...]
Tags: economy, hard money investing, hard money lending, hard money loans, investing, Multifamily, private money investing, private money lending, private money loans, real estate rental, short sales, trust deed investing, trust deed lending, trust deed loans
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Thursday, November 11th, 2010
The following is a guest post by Matthew Whitaker, Managing Member of Magnolia Partners, LLC and Golden Key, LLC. I originally posted this article on my Broker Blog, but it occurred to me that it would be appropriate to post it here as well. What I think a trust deed investor should take away from [...]
Tags: Alabama, economy, hard money investing, hard money lending, investing, private money investing, private money lending, real estate, real estate investing, real estate rental, short sales, trust deed investing, trust deed lending, trust deed loans
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Sunday, October 31st, 2010
Clay Sparkman
One of my long term objectives with this blog is to eventually walk with you through all of the private money loan processes and procedures, from the moment of conception until death (death of course not being a bad thing in my chosen metaphor, but simply meaning loan payoff, workout, or foreclosure).
This post deals [...]
Tags: hard money investing, hard money lending, hard money loans, loan underwriting, private money investing, private money lending, private money loans
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Sunday, October 3rd, 2010
Clay Sparkman
Okay, I don’t know about you, but whenever I read news about some new development in the real estate market, my first instinct is to say, “What does this mean to me?” Hey I’m not proud of it, but that’s just how I’m wired.
This past two weeks we read that:
(1) GMAC and JPMorgan Chase [...]
Tags: California, Connciticut, economy, foreclosures, hard money investing, hard money lending, hard money loans, investing, private money investing, private money lending, private money loans, real estate, real estate investing, short sales, title insurance, trust deed investing, trust deed lending, trust deed loans
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Thursday, September 16th, 2010
Clay Sparkman
We are always looking for the sweet spot these days in the real estate market. And by sweet spot, I mean that realm of investments that are on balance less risky and more likely to turn a profit in what is otherwise a jaded real estate market.
I have gone on a bit in my [...]
Tags: California, economy, hard money investing, hard money lending, hard money loans, investing, Multifamily, New York, private money investing, private money lending, private money loans, real estate, real estate investing, trust deed investing, trust deed lending, trust deed loans
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Sunday, July 18th, 2010
Clay Sparkman
I have always believed—and history seems to bear this out—that when the status quo becomes problematic, new opportunities present themselves. Certainly the real estate economy of the past three years has proved problematic, and so as private money investors we are called upon to seek out those borrowers/investors who have encountered and successfully [...]
Tags: economy, hard money investing, hard money lending, hard money loans, investing, Nevada, private money investing, private money lending, private money loans, real estate, real estate investing, trust deed investing, trust deed lending, trust deed loans
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Tuesday, July 13th, 2010
Clay Sparkman
The national economy is in a state of confusion and the local economy is in a state of confusion. So what does this mean for the market for investing in trust deed based loans?
Well of course nobody really knows–and this is just my take on it–but here goes: First of all, let’s talk briefly [...]
Tags: economy, hard money investing, hard money lending, hard money loans, investing, private money investing, private money lending, private money loans, real estate, real estate investing, trust deed investing, trust deed lending, trust deed loans
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Monday, March 8th, 2010
Clay Sparkman
One of the most promising areas at the moment for real estate investors, by all indications, is REO, rehab, and quick flip of properties. The opportunity to buy distressed properties at a low price point is evident in many markets. And yet it is difficult for most end-buyers (with a non-profit initiative) to take [...]
Tags: hard money investing, hard money lending, hard money loans, investing, Oregon, private money investing, private money lending, private money loans, real estate, real estate investing, trust deed investing, trust deed lending, trust deed loans, Washington
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