Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘real estate investing’

Leading real estate value indicators

Tuesday, August 23rd, 2016

Clay Sparkman Of particular interest to private money investors is to analyze and spot potential trends in real estate pricing. I recently posted an article, Three potentially useful indicators of the likely movement of property values, which proposed three potential indicators to watch. The following article, Unlike prices, real estate jobs not back at peak, […]

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Several perspectives on private money and changes happening in the industry

Tuesday, May 24th, 2016

Clay Sparkman With regard to forward thinking (that is, how is the industry changing?): I thought you might appreciate this article, Private Lending Sector Making Big Noise for Real Estate Investors, by Ben Stoodley: Here Certainly he is correct with regard to his interpretation of current trends, and one must wonder how far this might […]

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Into the mainstream

Friday, May 13th, 2016

Clay Sparkman I thought that this recent article in The National Real Estate Investor would be worth sharing with the private money investors in this group. It certainly rings true with those of us at Fairfield, as we have had to work with our investors to adapt our programs and strategies to a changing market […]

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Three potentially useful indicators of the likely movement of property values

Monday, April 25th, 2016

Clay Sparkman Any good private money investor should be attempting  to assess whether property values are rising, falling,  or holding in the area of his/her latest potential investment. After all, the core issue  when assessing investment risk is LTV, and if the “V” part of “LTV” falls during the time of your investment, your investment […]

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How to read an appraisal

Tuesday, November 17th, 2015

Clay Sparkman This article was originally published, on The Private Money Broker Blog. on 8/9/10. Some 5+ years later, I feel it is worthy to be modified slightly and published again. Whatever you do in the real estate business, I highly recommend that you give this post a good read. The most important thing that […]

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The cost of hard money

Friday, October 23rd, 2015

Clay Sparkman After 50 years in the hard money business (as a family operation)  and 20+ years personally, you’d think we’d know what to expect. But let’s face it, no one really knows what to expect in the complex globally based financial world. For my first 15 or so years working in the hard money […]

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A private money loan offering

Wednesday, September 11th, 2013

Clay Sparkman We are in the process of placing a loan that I really like. We have worked with these borrowers in the past and they have been excellent in both payment and performance. It has to happen pretty fast (by 9/20, a week from Thursday), and we will most likely place it as a […]

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We may be done wandering through the forest

Thursday, June 27th, 2013

Clay Sparkman I got this upbeat article as a special alert on my smart phone this week. It seems that finally the real estate market it pulling the rest of the economy forward, instead of the other way around. I would say that it’s official. Hallelujah! Housing, regional factory data show economy’s stamina http://us.news-republic.com/Web/ArticleWeb.aspx?regionid=1&articleid=10246360 On […]

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Auto-private-money-fractional-lending

Thursday, June 13th, 2013

Clay Sparkman This is an interesting blog post. http://www.mymoneyblog.com/realty-mogul-review.html It tells about a new site where you can go to make $5k private money fractional loans automatically, without the bother of actually dealing with a broker, borrower, or such. Apparently you don’t have to even bother making any decisions about the investment. That might be […]

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Good news for modern real estate investors

Thursday, May 30th, 2013

Clay Sparkman Well, if this isn’t good news, I don’t know what is: http://us.news-republic.com/Web/ArticleWeb.aspx?regionid=1&articleid=9562167 It appears that now is the time to be investing in real estate and real estate loans. We finally have a turn-around market that might actually be *real* and might actually be steady. Let’s hope it keeps going this way. There […]

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