Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘trust deed loans’

Examining an FAQ about Trust Deed investing

Tuesday, December 20th, 2016

S. Clay Sparkman TNG (The Norris Group) published the following FAQ on their site. I thought it might be fun to go through this and see where I agree and perhaps disagree, and offer my annotations (in red). Frequently Asked Questions About Trust Deed Investing 1. What is a trust deed investor? A trust deed […]

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Twenty-eight questions you must ask

Friday, October 7th, 2016

Clay Sparkman I first wrote and published this piece in its original form in September of 2009. I am of the firm belief that the key to success (defined as: having fun and maximizing your return, two closely correlated phenomena), is rigorous and comprehensive vetting of the loan proposal. If you do this right, the […]

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10 things You should do before you start investing

Tuesday, September 27th, 2016

Clay Sparkman Most of my discussions on this blog have to do with private money investing, and trends related to such. I cam across a Lifehacker article recently–one that I had saved in The Pocket to read *later* (if you know what I mean), and was reminded that before one can make sensible private money […]

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A guide for private money lenders

Thursday, July 14th, 2016

Clay Sparkman I thought that this set of blog posts, A Guide For Private Money Lenders (in four parts), by Thad Merrill, was both interesting and informative, and so I thought I’d share them with you. (Ever vigilant: I’m combing the web for you.) http://www.fortunebuilders.com/becoming-private-money-lender-part-1/ http://www.fortunebuilders.com/becoming-private-money-lender-part-2-breaking-private-money-loan/ http://www.fortunebuilders.com/becoming-private-money-lender-part-3-attract-investors/ http://www.fortunebuilders.com/private-hard-money-lenders-part-4/ Best, Clay – Clay (clay@privatemoneysource.com, 503-476-2909) Clay […]

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Fairfield Financial – Information for investors

Friday, July 8th, 2016

Clay Sparkman Here is our *Information for Investors* section. It is direct and to the point. It tells you what you can expect of us and what we will expect to you, in a broker-relationship. http://www.privatemoneysource.com/investors.php Best, Clay – Clay (clay@privatemoneysource.com, 503-476-2909) Clay is Vice President of Fairfield Financial, a primary source for private money […]

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Private money – the rules of physics may not apply

Friday, June 3rd, 2016

Clay Sparkman I first posted this article in August of 2009. That was right about when I was just getting started with the blog. It is hard to believe that it has been nearly seven years now. At any rate, I feel that this article deserves a second look (or a first look, if you […]

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Several perspectives on private money and changes happening in the industry

Tuesday, May 24th, 2016

Clay Sparkman With regard to forward thinking (that is, how is the industry changing?): I thought you might appreciate this article, Private Lending Sector Making Big Noise for Real Estate Investors, by Ben Stoodley: Here Certainly he is correct with regard to his interpretation of current trends, and one must wonder how far this might […]

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Into the mainstream

Friday, May 13th, 2016

Clay Sparkman I thought that this recent article in The National Real Estate Investor would be worth sharing with the private money investors in this group. It certainly rings true with those of us at Fairfield, as we have had to work with our investors to adapt our programs and strategies to a changing market […]

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Three potentially useful indicators of the likely movement of property values

Monday, April 25th, 2016

Clay Sparkman Any good private money investor should be attempting  to assess whether property values are rising, falling,  or holding in the area of his/her latest potential investment. After all, the core issue  when assessing investment risk is LTV, and if the “V” part of “LTV” falls during the time of your investment, your investment […]

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25 questions you must ask

Friday, January 22nd, 2016

Clay Sparkman I originally published this article in September of 2009 on this blog. I’m going to make a list today of twenty-five important questions that I believe an investor must ask prior to funding any private money loan transaction.  I’m not going to elaborate much on each particular item here, but will drill down […]

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