Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

General perspective

The private money lending business: likes and gripes (part I)

Wednesday, January 5th, 2011

Clay Sparkman Awhile back I published a 3-part post on my Private Money Investor blog regarding my personal likes and gripes as a purveyor in of private money.  This has been my sole job for the past 20 years.  Who wouldn’t want to go rant and rave publicly about their job?  I guess I could […]

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A story of adaptation: or how to survive and succeed in a challenging real estate market

Sunday, November 7th, 2010

Guest post by Matthew Whitaker, Managing Member of Magnolia Partners, LLC and Golden Key, LLC In December of 2007 we were faced with a decision.  After three years of successfully flipping properties to low and moderate income buyers, we awoke one day with no buyers and no plan to find new ones.  Our dilemma was […]

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Less Grumbly – A Follow-up to 'grumblings of a slum lord in the post-bust environment'

Wednesday, October 13th, 2010

This Guest post by Brian Blum, Operating Manager of Maverick Structures LLC, is  a follow up to an earlier post Sure, we each have “teams” of lawyers, Realtors, title agencies, finance people, insurance agents, and contractors working with us, but don’t kid yourself – real estate investing is largely an individual sport.  Many investors have […]

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Grumblings of a slum lord in the post-bust environment

Friday, September 24th, 2010

Guest post by Brian Blum, Operating Manager, Maverick Structures LLC I’m a real estate investor.  I see opportunities in buildings – and in numbers, and I use those opportunities to create income and equity.  What I do benefits society, but I’m not going to lie to you – I am driven to do it for […]

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A view from the other side

Friday, September 17th, 2010

Clay Sparkman Over a year ago, well before I started pecking away at this blog, I began blogging about private money and private money issues from the investor perspective.  Naturally this blog is called The Private  Money Investor. It deals with all aspects of investing in private money loans and hard money loans secured by […]

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The big stretch

Sunday, August 22nd, 2010

Clay Sparkman In a prior posting, I pointed out that one of the primary advantages of private money is that it allows for creative problem solving due to the flexible nature of the beast.  I went on to discuss some of the ways in which one can often make a private money transaction work, on […]

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Ignoring the experts

Monday, August 2nd, 2010

Clay Sparkman One thing I can tell you about private money is that the regular rules don’t work there.  And in fact, there aren’t really any rules that you can count on.  At best, there are guidelines and these vary greatly depending on the broad spectrum of particulars that define a particularly loan request. With […]

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