Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘private money investing’

Covid-19 be damned!

Monday, October 12th, 2020

S. Clay Sparkman Okay, so here we are. Halloween is just around the corner. (I wonder how that is going to work. One good thing: There should be plenty of masks.) But let me not deter my own intentions. So here we are: We’ve crawled through 7+ months of unanticipated and unpredictable Covid DMZs and […]

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Covid-19 and real estate markets

Tuesday, March 17th, 2020

S. Clay Sparkman Clearly these are unusual times worldwide. We have very little precedent to draw on in in speculating about how Covid-19 will affect real estate markets in the US. Most investors, of course, don’t like uncertainty. So many will tend to take their chips off the table when things get weird. At the […]

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National home pricing and supply

Friday, January 24th, 2020

S. Clay Sparkman A recent article (“Supply of homes for sale hits record low, and prices suddenly jump,” penned by Diane Olick at the CNBC site, posted 1/22/20) discusses the current numbers and issues related to home supply, demand, and pricing. It seems that in general, high demand for housing coupled with a precariously low […]

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A Typical Loan

Wednesday, December 4th, 2019

Clay Sparkman Here is a prospectus for a loan that we placed in 2019. This is fairly typical of the types of loans that we do. We provide samples of our work several times per year.  Not only does it give borrowers and brokers a better idea of the kinds of things that we do, […]

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The private money lending business: likes and gripes (part I)

Friday, September 6th, 2019

Clay Sparkman Awhile back I published a 3-part post on my Private Money Investor blog regarding my personal likes and gripes as a purveyor in of private money.  This has been my sole job for the past 20 years.  Who wouldn’t want to go rant and rave publicly about their job?  I guess I could […]

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Construction and rehab loan proposal

Friday, May 17th, 2019

Clay Sparkman We have run this program on several occasions, and we are so excited about this specific niche that we are going to run it again in honor and celebration of summer. As a private money construction lender, we’re able to provide a variety of creative solutions that are just not available via more […]

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Sample loan

Tuesday, October 23rd, 2018

Clay Sparkman Here is an example of a loan that we recently placed. We like to give samples from time to time.  Not only does this give borrowers and brokers a better idea of the kinds of things that we do, but it also gives them a nice working format for presenting new loans. Kristopher […]

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Five potentially useful indicators of the likely movement of value

Wednesday, August 9th, 2017

Clay Sparkman Any good real estate investor should be attempting  to assess whether property values are rising, falling,  or holding in the area of his/her latest potential investment. After all, the core question when buying investment property (particularly short-term) is, “what is value likely to do in the next year or so?” If you sense […]

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Sample loan in Oregon

Tuesday, April 25th, 2017

Clay Sparkman Here is an example of a loan that we recently placed. We like to give samples from time to time. Not only does this give borrowers and brokers a better idea of the kinds of things that we do, but it also gives them a nice working template for presenting a loan. Kristopher […]

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Trust deed lending – ten mistakes you should never make and ten mistakes you must never make

Thursday, March 28th, 2013

I first published this post on The Private Money Investor Blog on Dec 19, 2009. It is clearly directed toward a private money investor audience. However, from time to time, I like to post articles on this blog which give more of that particular perspective. If you really wish to understand the private money lending […]

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