Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing


The private money lending business: Likes and gripes (Part II of III)

Friday, March 26th, 2021

S. Clay Sparkman In Part I, I began a discussion of my gripes and likes regarding the private money lending business and various industry related matters, items, and issues. I allowed myself to amble a bit far afield and concluded by mentioning a book about the legal profession which I personally found to be informing […]

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The private money lending business: Likes and gripes (Part I of III)

Monday, March 8th, 2021

S. Clay Sparkman Some time ago, I published a 3-part post on our Private Money Investor blog regarding my personal likes and gripes as a purveyor of private money. This has been my sole job for the past 27-years, so I like to rant and rave about it every now and then. After all, who […]

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Traversing the private money path

Thursday, June 6th, 2019

The following is a re-post of a good article in The Scotsman Money Guide (2016), providing a road map through the private-lending landscape, for brokers and borrowers: Here By the way, if you do not already use The Scotsman Money Guide (either the online or paper version), I highly recommend it as an excellent guide […]

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Some interesting real estate and hard money loan articles

Wednesday, May 2nd, 2018

Clay Sparkman As I go about my way, trying to make sense of real estate markets in various parts of the US and in the US in general AND trying to determine what that means for the private money loan business, I come across articles that I feel are probably share-worthy. In that spirit, I […]

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Home flipping

Thursday, May 5th, 2016

Clay Sparkman As you know, our sweet spot is for loans to real estate investors. In particular, we do a lot of fix and flip, fix and hold, REO, short sale , and new construction. I feel that this recent Washington Post article, by Justin Pierce, “The four things you need to know to flip […]

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April construction loan promotion

Wednesday, April 2nd, 2014

Clay Sparkman Now is the time to build! We at Fairfield Financial Services (FFS) are pleased to announce our new April construction loan promotion. As a private money construction lender, we are able to provide a variety of creative solutions that are just not available via more conventional sources. If the parameters and circumstances are […]

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Fairfield Financial – rehab and construction loans

Wednesday, March 26th, 2014

Clay Sparkman As a follow up to my recent posting (Fairfield Financial – getting to know us), I am posting a similar resource, but one that is dedicated solely to rehab and construction loans. Since this is our sweet spot, I thought it would be appropriate to share this as well. We work with many […]

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Announcement: Launch of exciting new commercial program

Monday, September 9th, 2013

Clay Sparkman I am pleased and excited today to launch one of the most comprehensive and competitive commercial programs that we have ever been in a position to offer. The basic parameters of this program are as follows: The program covers multifamily, mobile home parks, industrial, office, retail, developed land, raw land, and construction Coverage […]

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Private money – another perspective

Thursday, August 22nd, 2013

Clay Sparkman I thought this was a nice piece on private money and finding sources, by Brian Kline. How to find Money Partners for Real Estate Investing As the real estate markets are improving, the opportunities revealing themselves, and the bank rates coming up–it seems like private money is becoming, once again, more relevant ever […]

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Loan sits on desk: how the heck do I place it?

Thursday, April 18th, 2013

Clay Sparkman If you are having trouble finding the ever elusive lenders that you need for your particular client transactions and projects, a web based tool known as Lendicom.com may be of interest to you.  The site is geared toward commercial lending (including construction, project, and development loans), and allows borrowers and brokers to sign […]

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