Clay Sparkman On occasion, I try to publish links to articles that are relevant, useful, and interesting. Here are three articles which give useful perspective on the matter of investing in real estate in 2012—each from a different perspective. A money.cnn article on how to find real estate opportunities in 2013: http://money.cnn.com/2012/12/01/real_estate/housing-outlook-2013.moneymag/index.html Dailyresearchhunter.com on global […]
Posts Tagged ‘real estate investing’
Investing in real estate in 2013: Three articles you should read
Thursday, January 31st, 2013The kinds of things we are doing – an example
Tuesday, December 4th, 2012Clay Sparkman From time to time, I like to publish the prospectus for a loan that we have placed. I do this for two reasons. One: so you can get an idea of the kinds of loans that we do, and two: so you can see how a nice tight loan presentation should look. The […]
Good news for real estate markets: could this be the actual turn around we've been waiting for?
Monday, November 12th, 2012Clay Sparkman During the past five years we’ve–most of us who make our money in the real estate market (in one way or another)–had a pretty rough time. Certainly, few of us ever anticipated that we were in for a slump of five+ years. And, of course, there have been the false-starts along the way […]
In the way of good news
Monday, July 9th, 2012Clay Sparkman I am re-posting two short articles that I posted on the investor blog recently. Why? Because they are quite positive and credible in their outlooks, and I feel that we could all use a dose of optimism with regard to real estate markets about now. (It has been a long five years.) Too […]
A Note on Relationships
Thursday, February 23rd, 2012Clay Sparkman I’d like to take this opportunity to highlight a loan that we were able to get into escrow 1 week from the time the borrower submitted his scenario. This is not something we can do every time, but very possible for a proven borrower that knows the dance. I’ll refer to this borrower […]
To Pre-Approve or Not to Pre-Approve
Friday, February 17th, 2012Clay Sparkman We’ve been getting a lot of requests for pre-approval letters lately. Many of our loan requests are for rehab loans, and it can be difficult to submit offers without an approval or proof of funds letter. Unfortunately most of our clients don’t have an extra 200K sitting around for the proof of funds, […]
What's Going On Out There?
Friday, February 3rd, 2012Clay Sparkman With the decline of real estate prices and concern about the global economy, there is a lot of speculation regarding the timeline of this recession. In conversations with brokers, investors, and developers throughout the country, the topic often turns to one common question: what’s going on out there? I’ve heard what the experts […]
Calculating LTVs for rehab, development, and construction loans
Friday, January 20th, 2012Clay Sparkman We thought a quick primer on LTV calculation for projects involving construction would be of use to most of those who utilize or broker private money. You really need to use two LTVs. We use a Front End LTV (F-LTV) as well as an After Repair Value (ARV) or Final LTV (LTV), when […]
Everything you wanted to know about private money but were afraid to ask
Friday, January 6th, 2012Clay Sparkman Private money is often misunderstood. Many industry professionals know very little about it, and fallacies and misconceptions tend to dominate the collective wisdom. As you know, as a subscriber to this list, I have made it my mission to try to educate professionals regarding the realities of private money. In this capacity, I […]
