Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Analysis

Home flipping

Thursday, May 5th, 2016

Clay Sparkman As you know, our sweet spot is for loans to real estate investors. In particular, we do a lot of fix and flip, fix and hold, REO, short sale , and new construction. I feel that this recent Washington Post article, by Justin Pierce, “The four things you need to know to flip […]

Read the rest of this post »

Rental property financing in 2015 and beyond

Monday, November 16th, 2015

Clay Sparkman In this year of 2015, it seems that finding funds for rental property purchase and holding can be a bit challenging–perhaps more so than in past years. This recent article by Corey Dutton discusses the issue, and suggests that hard money may be a good route to go in certain cases. I happen […]

Read the rest of this post »

Prognostication regardiing the real estate marketplace

Thursday, October 22nd, 2015

Clay Sparkman Okay, it has been a good nine months since I last posted. Let’s just say it’s a long story. At any rate, I’m back–so expect regular postings going forward. It looks like HML Investments predicts that this is a good time to consider hard money. HML Investments Releases Latest Prognostication Regarding the Real […]

Read the rest of this post »

3 recent posts on hard money loans that are worth reading

Tuesday, October 21st, 2014

Clay Sparkman Here are three three recent posts that pertain to hard money loans that will almost surely enhance your knowledge of the current state of the market. Financing With ‘Hard Money’ Here The Hard Money Loan Funding Process: A Guide for Rehabbers Here Hard Money Lenders Fear Overreach Here Let me know if you […]

Read the rest of this post »

Minding the gap

Wednesday, August 27th, 2014

Clay Sparkman This article was originally posted at this site in May of 2013 at this site. Since then, we have seen the number of construction and fix/flip loans that we do increase significantly. This seems to be a sweet spot for the private money market. That is, we are able to fill what would […]

Read the rest of this post »

2014: Bring on the quick flip

Thursday, January 2nd, 2014

This article was originally posted on this site, on 1/23/13, as “2013: The year of the quick flip.” Did 2013 turn out to be the year of the quick flip? We certainly did our share of quick flip loans. However, I think that we failed to anticipate one thing: bulk buyers. Several very large bulk […]

Read the rest of this post »

More REO opportunites for the little guy

Thursday, September 5th, 2013

Clay Sparkman As I have indicated recently, it seems that REO purchase opportunities have been tough for the little guys out there due to dominance of several ginormous buyers who are gobbling up everything they can get from the banks, I think there may be hope that this trend is beginning to shift. The following […]

Read the rest of this post »

Private money – another perspective

Thursday, August 22nd, 2013

Clay Sparkman I thought this was a nice piece on private money and finding sources, by Brian Kline. How to find Money Partners for Real Estate Investing As the real estate markets are improving, the opportunities revealing themselves, and the bank rates coming up–it seems like private money is becoming, once again, more relevant ever […]

Read the rest of this post »

What the media is saying about private money markets

Thursday, March 14th, 2013

S. Clay Sparkman I spend plenty of time cruising the web for interesting articles that are relevant to the current state of hard money lending, brokering, and borrowing. I don’t always agree with everything I find, but it is useful to evaluate varying points of view, and I certainly wouldn’t pass along any article that […]

Read the rest of this post »

Investing in real estate in 2013: Three articles you should read

Thursday, January 31st, 2013

Clay Sparkman On occasion, I try to publish links to articles that are relevant, useful, and interesting. Here are three articles which give useful perspective on the matter of investing in real estate in 2012—each from a different perspective. A money.cnn article on how to find real estate opportunities in 2013: http://money.cnn.com/2012/12/01/real_estate/housing-outlook-2013.moneymag/index.html Dailyresearchhunter.com on global […]

Read the rest of this post »