Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

General perspective

Traversing the Private-Money Path

Wednesday, August 17th, 2016

Clay Sparkman A good article in The Scotsman Money Guide, providing a a road-map through the private-lending landscape, for brokers and borrowers: Here By the way, if you do not already use The Scotsman Money Guide (either the online or paper version), I highly recommend it as an excellent guide to various lender resources. They […]

Read the rest of this post »

Private money loans – a broad perspective

Monday, June 27th, 2016

Clay Sparkman I came across this article, Private Lending Presents Opportunities for Investors by Jeff Brown, in US News. It gives a very broad perspective on private money lending. For example, it includes references crowd-sourcing and unsecured loans. I thought it might be worth sharing with you all, as you contemplate your options for non-bank […]

Read the rest of this post »

Visualizing the industry

Thursday, May 19th, 2016

Clay Sparkman With regard to forward thinking (that is, how is the industry changing?): I thought you might appreciate this article, Private Lending Sector Making Big Noise for Real Estate Investors, by Ben Stoodley: Here Certainly he is correct with regard to his interpretation of current trends, and one must wonder how far this might […]

Read the rest of this post »

Three potentially useful indicators of the likely movement of value

Wednesday, May 11th, 2016

Clay Sparkman Any good real estate investor should be attempting  to assess whether property values are rising, falling,  or holding in the area of his/her latest potential investment. After all, the core question when buying investment property (particularly short-term) is, “what is value likely to do in the next year or so?” If you sense […]

Read the rest of this post »

Guest Post: Private Lending—Turning Trash Into Treasure

Monday, November 30th, 2015

Clay Sparkman I came across this blog post by Jeffrey Tesch recently. It was originally posted at cpexecutive.com on October 19, 2015. After working to articulate the various practical issues of private money for many years, I felt that it would be nice to offer a fresh voice/perspective on the matter. I contacted a representative […]

Read the rest of this post »

Prognostication regardiing the real estate marketplace

Thursday, October 22nd, 2015

Clay Sparkman Okay, it has been a good nine months since I last posted. Let’s just say it’s a long story. At any rate, I’m back–so expect regular postings going forward. It looks like HML Investments predicts that this is a good time to consider hard money. HML Investments Releases Latest Prognostication Regarding the Real […]

Read the rest of this post »

Flexibility and creativity: the beauty of private money loans

Wednesday, November 5th, 2014

Clay Sparkman This post was first published on this site on July 6th. 2010. Our private money lending programs tend to be fairly rigid with regard to LTV requirements but quite forgiving with regard to other issues.   One of the nice things about private money is that it allows for creative problem solving.   I have […]

Read the rest of this post »

3 recent posts on hard money loans that are worth reading

Tuesday, October 21st, 2014

Clay Sparkman Here are three three recent posts that pertain to hard money loans that will almost surely enhance your knowledge of the current state of the market. Financing With ‘Hard Money’ Here The Hard Money Loan Funding Process: A Guide for Rehabbers Here Hard Money Lenders Fear Overreach Here Let me know if you […]

Read the rest of this post »

Are hard money loans worth the hassle?

Thursday, January 23rd, 2014

Clay Sparkman I apologize for being so long between blog posts as of late. I was in Chile, with my family during the holiday, and I can tell you: it is hard to think of interesting blog posts when it is 80 degrees and sunny every day. I came across the following post by Brian […]

Read the rest of this post »

Some private money blogs which look pretty good to me

Wednesday, April 10th, 2013

Clay Sparkman If you read this blog regularly, you will know that I am pretty much constantly scanning the internet for resources and materials that might be of value to my readers. Recently I came across several private money blogs that look to be quite good. I’d like to share those with you. The first […]

Read the rest of this post »