Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Private money lending – general

The Round Table, with King Arthur

Wednesday, March 27th, 2019

S. Clay Sparkman I’ve been doing this for 25 years, and I must say, we’ve seen good times and some bad. I’ve been involved in several thousand private money loans. Certainly, I’ve experienced a full cross section of the private money lender perspective. One might wonder, how can a long-term private money lender expect to […]

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Getting started with private money investing

Thursday, October 25th, 2018

Clay Sparkman I am frequently asked by private money investors: “… so how do we get started investing in private money loans?”  You know, there is no simple answer to this question. I tell them that it is kind of like dating. If we are going to do this as an investor/broker team, then they need […]

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A book that we must read

Thursday, January 19th, 2017

Clay Sparkman This book strikes me as a must read for anyone in the lending business. I have not read it yet, but I intend to get started now. Have any of you read it, and if so, what was your take away? Here The Unbanking of America: How the New Middle Class Survives Lisa […]

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Resources for private money profesionals

Friday, January 6th, 2017

Clay Sparkman I posted this article in 2011, and am sad to say that I haven’t come across much in the way of new resources since. I’m going to re-post, with a few small changes, and please let me know if you know of any useful resources available to private money professionals. These days–with uncertain […]

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Private money for maijuana grow and sell operations

Thursday, December 29th, 2016

Clay Sparkman Good article in the Los Angeles Times: Lending money to pot businesses is a high-risk move: ‘This is not for the faint of heart’ A few years back, this was starting to look like a pretty good place to consider investing your private money. Several things were favorable: (1) The general trend nationwide […]

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Examining an FAQ about Trust Deed investing

Tuesday, December 20th, 2016

S. Clay Sparkman TNG (The Norris Group) published the following FAQ on their site. I thought it might be fun to go through this and see where I agree and perhaps disagree, and offer my annotations (in red). Frequently Asked Questions About Trust Deed Investing 1. What is a trust deed investor? A trust deed […]

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Twenty-eight questions you must ask

Friday, October 7th, 2016

Clay Sparkman I first wrote and published this piece in its original form in September of 2009. I am of the firm belief that the key to success (defined as: having fun and maximizing your return, two closely correlated phenomena), is rigorous and comprehensive vetting of the loan proposal. If you do this right, the […]

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A guide for private money lenders

Thursday, July 14th, 2016

Clay Sparkman I thought that this set of blog posts, A Guide For Private Money Lenders (in four parts), by Thad Merrill, was both interesting and informative, and so I thought I’d share them with you. (Ever vigilant: I’m combing the web for you.) http://www.fortunebuilders.com/becoming-private-money-lender-part-1/ http://www.fortunebuilders.com/becoming-private-money-lender-part-2-breaking-private-money-loan/ http://www.fortunebuilders.com/becoming-private-money-lender-part-3-attract-investors/ http://www.fortunebuilders.com/private-hard-money-lenders-part-4/ Best, Clay – Clay (clay@privatemoneysource.com, 503-476-2909) Clay […]

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Fairfield Financial – Information for investors

Friday, July 8th, 2016

Clay Sparkman Here is our *Information for Investors* section. It is direct and to the point. It tells you what you can expect of us and what we will expect to you, in a broker-relationship. http://www.privatemoneysource.com/investors.php Best, Clay – Clay (clay@privatemoneysource.com, 503-476-2909) Clay is Vice President of Fairfield Financial, a primary source for private money […]

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Private money – the rules of physics may not apply

Friday, June 3rd, 2016

Clay Sparkman I first posted this article in August of 2009. That was right about when I was just getting started with the blog. It is hard to believe that it has been nearly seven years now. At any rate, I feel that this article deserves a second look (or a first look, if you […]

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