Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘private money loans’

Hang Tight

Wednesday, November 6th, 2019

Clay Sparkman As you all know, these have been difficult times for private money investors. Competition is up, rates are down, and solid opportunities are getting harder to find. The following article: Three Challenges Faced by Today’s Private Money Lenders and How to Weather Them, by Noah Brocious at Forbes, is a a very straightforward […]

Read the rest of this post »

Information for investors

Thursday, August 22nd, 2019

Clay Sparkman Here is our *Information for Investors* section. It is direct and to the point. It tells you what you can expect of us and what we will expect to you, in a broker-relationship. http://www.privatemoneysource.com/investors.php Best, Clay Sparkman, CEO – Clay (clay@privatemoneysource.com, 503-476-2909) Clay is Vice President of Fairfield Financial, a primary source for […]

Read the rest of this post »

Don’t put all your egg baskets in one egg truck

Thursday, August 1st, 2019

Clay Sparkman Colloquialisms are funny things.  We use them pretty much every day in our speech and in our writing and yet most of us, I suspect, though we know the meanings of the expressions, frequently don’t know why the individual words have come to mean what they mean.  Take for example: “Don’t look a […]

Read the rest of this post »

Real estate values – what’s next?

Monday, February 4th, 2019

S. Clay Sparkman It has been quite a challenge this past dozen years predicting the movement of real estate market values. Values spike. values crash, values spike again, and then … maybe get a little squishy. Also, note the strange happenings in the national political machinery. It might be perilous to ignore this entirely. For […]

Read the rest of this post »

Private money – whole loans vs fractional share loans

Thursday, November 29th, 2018

S. Clay Sparkman This issue nearly always comes up in early conversations with new potential investors. Working with private money investors, we are able to fund loans in two different ways. (1)  Single loan/single investor – This is probably most common. It is quite simple. A potential investor evaluates a loan, and if she chooses […]

Read the rest of this post »

Will Amazon’s HQ2 sink Seattle’s housing market?

Tuesday, November 13th, 2018

S. Clay Sparkman Will Amazon’s HQ2 sink Seattle’s housing market? https://www.seattletimes.com/business/real-estate/will-amazons-hq2-sink-seattles-housing-market/ Probably not much, but it should pump up the markets in NYC and DC even furthur. Best, Clay – Clay (clay@privatemoneysource.com, 503-476-2909) Clay is Vice President of Fairfield Financial, a primary source for private money loans since 1964. Fairfield works with a broad range […]

Read the rest of this post »

Getting started with private money investing

Thursday, October 25th, 2018

Clay Sparkman I am frequently asked by private money investors: “… so how do we get started investing in private money loans?”  You know, there is no simple answer to this question. I tell them that it is kind of like dating. If we are going to do this as an investor/broker team, then they need […]

Read the rest of this post »

The west coast is on fire

Tuesday, March 6th, 2018

Clay Sparkman Between Seattle, Portland, San Francisco, LA, and San Diego, home prices are off the charts. We broker short-term loans to real estate investors, so if you wish to invest in trust deeds in these markets, consider contacting us. And check out these two recent articles: A Third of U.S. Homebuyers Are Bidding Sight […]

Read the rest of this post »

Two hicks from Oregon go to Malibu – a cautionary tale

Thursday, January 25th, 2018

Clay Sparkman I first posted this Blog piece on 11.11.09 at this site. The runway was drenched in sunlight as our plane touched down that morning at LAX.  It was a golden balmy day.  We grabbed our bags and headed for the rental car kiosks.  I don’t recall how it happened exactly, but the fellow […]

Read the rest of this post »

Five potentially useful indicators of the likely movement of value

Friday, August 11th, 2017

Clay Sparkman Any good real estate investor should be attempting  to assess whether property values are rising, falling, or holding in the area of his/her latest potential investment. After all, the core question when buying investment property (particularly short-term) is, “what is value likely to do in the next year or so?” If you sense […]

Read the rest of this post »