Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘Oregon’

The Round Table, with King Arthur

Wednesday, March 27th, 2019

S. Clay Sparkman I’ve been doing this for 25 years, and I must say, we’ve seen good times and some bad. I’ve been involved in several thousand private money loans. Certainly, I’ve experienced a full cross section of the private money lender perspective. One might wonder, how can a long-term private money lender expect to […]

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Real estate values – what’s next?

Monday, February 4th, 2019

S. Clay Sparkman It has been quite a challenge this past dozen years predicting the movement of real estate market values. Values spike. values crash, values spike again, and then … maybe get a little squishy. Also, note the strange happenings in the national political machinery. It might be perilous to ignore this entirely. For […]

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Five potentially useful indicators of the likely movement of value

Friday, August 11th, 2017

Clay Sparkman Any good real estate investor should be attempting  to assess whether property values are rising, falling, or holding in the area of his/her latest potential investment. After all, the core question when buying investment property (particularly short-term) is, “what is value likely to do in the next year or so?” If you sense […]

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Resources for private money profesionals

Friday, January 6th, 2017

Clay Sparkman I posted this article in 2011, and am sad to say that I haven’t come across much in the way of new resources since. I’m going to re-post, with a few small changes, and please let me know if you know of any useful resources available to private money professionals. These days–with uncertain […]

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Several perspectives on private money and changes happening in the industry

Tuesday, May 24th, 2016

Clay Sparkman With regard to forward thinking (that is, how is the industry changing?): I thought you might appreciate this article, Private Lending Sector Making Big Noise for Real Estate Investors, by Ben Stoodley: Here Certainly he is correct with regard to his interpretation of current trends, and one must wonder how far this might […]

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Three potentially useful indicators of the likely movement of property values

Monday, April 25th, 2016

Clay Sparkman Any good private money investor should be attempting  to assess whether property values are rising, falling,  or holding in the area of his/her latest potential investment. After all, the core issue  when assessing investment risk is LTV, and if the “V” part of “LTV” falls during the time of your investment, your investment […]

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Rehab loan offering in Oregon

Thursday, October 3rd, 2013

S. Clay Sparkman We’ve had a lot of nice solid little loans come in lately. As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that […]

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A few useful and interesting resources for private money professionals

Wednesday, November 9th, 2011

Clay Sparkman These days–with uncertain markets—tools and resources which provide us with information and data are more crucial than quite possibly ever before. I am always trying to find more resources that will be of use to both me and readers of this blog. Here are a few items that have popped up lately. ALTOSResearch […]

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Better times are coming in real estate markets and here’s why

Saturday, October 29th, 2011

This Guest post by Jeff Lindikoff I hope you are enjoying the beautiful fall weather. It is certainly my favorite time of the year and good things are on the horizon for Real Estate Investors. We have been saying for most of this year that with an election year coming up, the government will make […]

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How to invest in private money loans when real estate markets are uncertain

Tuesday, March 1st, 2011

Clay Sparkman We’ve been through nearly 3 ½ rough years in the real estate market—and projections seem to indicate that we will finally see clear up-turn in the second half of this year, but no one really knows for sure.  We have managed to survive this down-time (thus far) and continue doing loans even in […]

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