Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Rehab loans

Hang Tight

Wednesday, November 6th, 2019

Clay Sparkman As you all know, these have been difficult times for private money investors. Competition is up, rates are down, and solid opportunities are getting harder to find. The following article: Three Challenges Faced by Today’s Private Money Lenders and How to Weather Them, by Noah Brocious at Forbes, is a a very straightforward […]

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Sample loan

Monday, November 5th, 2018

Clay Sparkman Here is an example of a loan that we recently placed. We like to show samples from time to time, so investors can see the kinds of loans that we are placing AND the format we use for the executive summary. Kristopher Gillmore Fairfield Financial Services, Inc 3327 SE 50th St, Portland, OR […]

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Into the mainstream

Friday, May 13th, 2016

Clay Sparkman I thought that this recent article in The National Real Estate Investor would be worth sharing with the private money investors in this group. It certainly rings true with those of us at Fairfield, as we have had to work with our investors to adapt our programs and strategies to a changing market […]

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Rehab loan in WA state

Monday, April 14th, 2014

Clay Sparkman We’ve had a lot of nice solid little loans come in lately. (As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can (a) see the types of loans that we […]

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Loan offering in Washington state

Thursday, October 17th, 2013

Clay Sparkman We’ve had a lot of nice solid little loans come in lately. (As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that we […]

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Rehab loan offering in Oregon

Thursday, October 3rd, 2013

S. Clay Sparkman We’ve had a lot of nice solid little loans come in lately. As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that […]

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Fix and flip big

Wednesday, August 21st, 2013

Clay Sparkman This is interesting. I had wondered why we have not seen as many REO type fix and flip property loans as I had expected. I was informed by an individual quite recently that they had read an article about two very large entities that were going to the banks and buying all of […]

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Private money investors: Mind the gap

Wednesday, May 8th, 2013

Clay Sparkman It is our opinion and the opinion of many others that banks, though they’ve bounced back in certain areas, have not picked up the slack when it comes to funding rehab, construction, and development loans. I have been on about this before, so I won’t go into great detail here. I think that […]

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Finding qualified commercial private money borrowers

Monday, April 22nd, 2013

Clay Sparkman This item was originally posted on this site on 4/30/10. I had a sense that it might be relevant once again, and so I have rewritten it slightly and am posting here again. I hope you find it useful. Most private money investors choose to work with brokers.  However it is a decision […]

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Loans we are placing – example

Friday, April 5th, 2013

S. Clay Sparkman Every now and then I like to present one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that we are placing, and (b) how we feel that loans should be presented. Keep in mind that […]

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