Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘trust deed lending’

The Round Table, with King Arthur

Wednesday, March 27th, 2019

S. Clay Sparkman I’ve been doing this for 25 years, and I must say, we’ve seen good times and some bad. I’ve been involved in several thousand private money loans. Certainly, I’ve experienced a full cross section of the private money lender perspective. One might wonder, how can a long-term private money lender expect to […]

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Real estate values – what’s next?

Monday, February 4th, 2019

S. Clay Sparkman It has been quite a challenge this past dozen years predicting the movement of real estate market values. Values spike. values crash, values spike again, and then … maybe get a little squishy. Also, note the strange happenings in the national political machinery. It might be perilous to ignore this entirely. For […]

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Private money – whole loans vs fractional share loans

Thursday, November 29th, 2018

S. Clay Sparkman This issue nearly always comes up in early conversations with new potential investors. Working with private money investors, we are able to fund loans in two different ways. (1)  Single loan/single investor – This is probably most common. It is quite simple. A potential investor evaluates a loan, and if she chooses […]

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Sample loan

Monday, November 5th, 2018

Clay Sparkman Here is an example of a loan that we recently placed. We like to show samples from time to time, so investors can see the kinds of loans that we are placing AND the format we use for the executive summary. Kristopher Gillmore Fairfield Financial Services, Inc 3327 SE 50th St, Portland, OR […]

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Getting started with private money investing

Thursday, October 25th, 2018

Clay Sparkman I am frequently asked by private money investors: “… so how do we get started investing in private money loans?”  You know, there is no simple answer to this question. I tell them that it is kind of like dating. If we are going to do this as an investor/broker team, then they need […]

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Two hicks from Oregon go to Malibu – a cautionary tale

Thursday, January 25th, 2018

Clay Sparkman I first posted this Blog piece on 11.11.09 at this site. The runway was drenched in sunlight as our plane touched down that morning at LAX.  It was a golden balmy day.  We grabbed our bags and headed for the rental car kiosks.  I don’t recall how it happened exactly, but the fellow […]

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Five potentially useful indicators of the likely movement of value

Friday, August 11th, 2017

Clay Sparkman Any good real estate investor should be attempting  to assess whether property values are rising, falling, or holding in the area of his/her latest potential investment. After all, the core question when buying investment property (particularly short-term) is, “what is value likely to do in the next year or so?” If you sense […]

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Resources for private money profesionals

Friday, January 6th, 2017

Clay Sparkman I posted this article in 2011, and am sad to say that I haven’t come across much in the way of new resources since. I’m going to re-post, with a few small changes, and please let me know if you know of any useful resources available to private money professionals. These days–with uncertain […]

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Private money for maijuana grow and sell operations

Thursday, December 29th, 2016

Clay Sparkman Good article in the Los Angeles Times: Lending money to pot businesses is a high-risk move: ‘This is not for the faint of heart’ A few years back, this was starting to look like a pretty good place to consider investing your private money. Several things were favorable: (1) The general trend nationwide […]

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Examining an FAQ about Trust Deed investing

Tuesday, December 20th, 2016

S. Clay Sparkman TNG (The Norris Group) published the following FAQ on their site. I thought it might be fun to go through this and see where I agree and perhaps disagree, and offer my annotations (in red). Frequently Asked Questions About Trust Deed Investing 1. What is a trust deed investor? A trust deed […]

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