Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing


Sample loan

Monday, November 5th, 2018

Clay Sparkman Here is an example of a loan that we recently placed. We like to show samples from time to time, so investors can see the kinds of loans that we are placing AND the format we use for the executive summary. Kristopher Gillmore Fairfield Financial Services, Inc 3327 SE 50th St, Portland, OR […]

Read the rest of this post »

The west coast is on fire

Tuesday, March 6th, 2018

Clay Sparkman Between Seattle, Portland, San Francisco, LA, and San Diego, home prices are off the charts. We broker short-term loans to real estate investors, so if you wish to invest in trust deeds in these markets, consider contacting us. And check out these two recent articles: A Third of U.S. Homebuyers Are Bidding Sight […]

Read the rest of this post »

Rehab loan offering in Oregon

Thursday, October 3rd, 2013

S. Clay Sparkman We’ve had a lot of nice solid little loans come in lately. As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that […]

Read the rest of this post »

Sample loan prospectus

Tuesday, October 2nd, 2012

Clay Sparkman I’m not sure how many of you have made loans with us before, so I thought I would post a prospectus for a loan that we placed recently. The prospectus which is shown here is the high level presentation, or executive summary of the loan.  Having read the prospectus you should have a […]

Read the rest of this post »

Another good piece of data for real estate markets in the PNW

Friday, February 3rd, 2012

Clay Sparkman This from a recent article in The Puget Sound Business Journal: “Sales of larger apartment buildings in King County are on the upswing, setting a record average price per square foot in 2011, according to data supplied by Dupre + Scott Apartment Advisors Inc. Investors last year paid an average price of $136,509 […]

Read the rest of this post »

There’s something about equity

Thursday, May 19th, 2011

Clay Sparkman With a double dip real estate depreciation nationwide becoming fact in April, and now with  the federal government threatening not to extend government backed financing options large (jumbo) residential loans, this market is hardly getting easier or more predictable.  So you might ask, “How do we get private money loans done in today’s […]

Read the rest of this post »

How to invest in private money loans when real estate markets are uncertain

Tuesday, March 1st, 2011

Clay Sparkman We’ve been through nearly 3 ½ rough years in the real estate market—and projections seem to indicate that we will finally see clear up-turn in the second half of this year, but no one really knows for sure.  We have managed to survive this down-time (thus far) and continue doing loans even in […]

Read the rest of this post »

Is Oregon next?

Thursday, February 18th, 2010

Clay Sparkman After many years of holding relatively firm, the real estate market in the Pacific Northwest may be in trouble.  The following informative piece was printed yesterday at Business Insider.  Make sure to follow the “Check out how bad Oregon has become” link and the 14 slides that accompany the article. http://www.businessinsider.com/oregons-expanding-foreclosure-rate-could-make-it-the-next-california-2010-2 What does […]

Read the rest of this post »