Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Risk analysis

We may be done wandering through the forest

Thursday, June 27th, 2013

Clay Sparkman I got this upbeat article as a special alert on my smart phone this week. It seems that finally the real estate market it pulling the rest of the economy forward, instead of the other way around. I would say that it’s official. Hallelujah! Housing, regional factory data show economy’s stamina http://us.news-republic.com/Web/ArticleWeb.aspx?regionid=1&articleid=10246360 On […]

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Too good not to share

Monday, July 2nd, 2012

Clay Sparkman I figured this was too good not to share. After all, when The New York Times speaks … http://www.nytimes.com/2012/06/28/business/economy/new-indications-housing-recovery-is-under-way.html I’ll try to get back to posting more frequently. I’ve been a bit at a loss as to what to post lately. If anyone has anything they’d like to know more about, please let […]

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As goes Miami …?

Saturday, July 30th, 2011

Sorry to be so long away from you. I guess the lazy days of summer have been calling. I would like to share an article that I read recently in the New York Times. http://www.nytimes.com/2011/07/27/business/affluent-buyers-reviving-market-for-miami-homes.html?pagewanted=1&_r=1 It seems that the Miami market, one of the worst hit during the real estate turn down, is on the […]

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How to invest in private money loans when real estate markets are uncertain

Tuesday, March 1st, 2011

Clay Sparkman We’ve been through nearly 3 ½ rough years in the real estate market—and projections seem to indicate that we will finally see clear up-turn in the second half of this year, but no one really knows for sure.  We have managed to survive this down-time (thus far) and continue doing loans even in […]

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Private Money – The Rules of Physics May Not Apply

Saturday, August 22nd, 2009

Clay Sparkman I would like to make a proposal.  I would like to propose that the standard universal laws don’t necessarily apply to private money lending.  That is, the things which we most take for granted—or assume to be true–may not be true in the realm of private money lending. Let’s talk about systems for […]

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