Clay Sparkman From time to time, I post a prospectus for a loan that we are currently in the process of placing. This serves three purposes: (1) It gives readers a window into the kinds of loans that we are placing, (2) It provides an example of how are loans are initially presented, and (3) […]
Case studies
A private money loan prospectus – Hood Canal, Washington
Friday, October 21st, 2011There’s something about equity
Thursday, May 19th, 2011Clay Sparkman With a double dip real estate depreciation nationwide becoming fact in April, and now with the federal government threatening not to extend government backed financing options large (jumbo) residential loans, this market is hardly getting easier or more predictable. So you might ask, “How do we get private money loans done in today’s […]
How to invest in private money loans when real estate markets are uncertain
Tuesday, March 1st, 2011Clay Sparkman We’ve been through nearly 3 ½ rough years in the real estate market—and projections seem to indicate that we will finally see clear up-turn in the second half of this year, but no one really knows for sure. We have managed to survive this down-time (thus far) and continue doing loans even in […]
A private money loan prospectus
Tuesday, January 18th, 2011Clay Sparkman I’m not sure how many of you have made loans with us before, so I thought I would post a prospectus for a loan that we are currently in the process of placing. The prospectus which is shown here is the high level presentation, or executive summary of the loan. Having read the […]
A story of adaptation: or how to survive and succeed in a challenging real estate market
Thursday, November 11th, 2010The following is a guest post by Matthew Whitaker, Managing Member of Magnolia Partners, LLC and Golden Key, LLC. I originally posted this article on my Broker Blog, but it occurred to me that it would be appropriate to post it here as well. What I think a trust deed investor should take away from […]
Less Grumbly – A Follow-up to ‘grumblings of a slum lord in the post-bust environment’
Wednesday, October 13th, 2010This Guest post by Brian Blum, Operating Manager of Maverick Structures LLC, is a follow up to an earlier post Sure, we each have “teams” of lawyers, Realtors, title agencies, finance people, insurance agents, and contractors working with us, but don’t kid yourself – real estate investing is largely an individual sport. Many investors have […]
When life gives you lemons …
Sunday, July 18th, 2010Clay Sparkman I have always believed—and history seems to bear this out—that when the status quo becomes problematic, new opportunities present themselves. Certainly the real estate economy of the past three years has proved problematic, and so as private money investors we are called upon to seek out those borrowers/investors who have encountered and successfully […]
Two hicks from Oregon go to Malibu – a cautionary tale
Wednesday, November 11th, 2009Clay Sparkman The runway was drenched in sunlight as our plane touched down that morning at LAX. It was a golden balmy day. We grabbed our bags and headed for the rental car kiosks. I don’t recall how it happened exactly, but the fellow at the counter said something like, “I can make you a […]
