Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘private money investing’

Good news for real estate markets: could this be the actual turn around we’ve been waiting for?

Wednesday, December 5th, 2012

Clay Sparkman I posted this on my broker blog post recently. It is slightly dated, but the good news motors on. Let us celebrate the positives. (Yet, at the same time, let’s hope that we don’t go over a certain fiscal cliff, out of control and doing 90 mph. It will be interesting to see […]

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The quest for quality private money loans

Friday, October 5th, 2012

Clay Sparkman Most private money investors choose to work with brokers.  However it is a decision that each private money investor must make independently and with great care—to use or not to use a broker. The essence of the matter I think is this.  If you want a full-time job (and some investors certainly do) […]

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Sample loan prospectus

Tuesday, October 2nd, 2012

Clay Sparkman I’m not sure how many of you have made loans with us before, so I thought I would post a prospectus for a loan that we placed recently. The prospectus which is shown here is the high level presentation, or executive summary of the loan.  Having read the prospectus you should have a […]

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I can climb; I just don’t want to fall again

Thursday, August 23rd, 2012

Clay Sparkman I like what I’m seeing in the New York Times lately regarding real estate recovery. The following article was in yesterdays paper: Here It seems that they are convinced that recovery of the real estate markets is underway–though they also suggest that it is likely to be slow. I’m fine with that. I […]

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Too good not to share

Monday, July 2nd, 2012

Clay Sparkman I figured this was too good not to share. After all, when The New York Times speaks … http://www.nytimes.com/2012/06/28/business/economy/new-indications-housing-recovery-is-under-way.html I’ll try to get back to posting more frequently. I’ve been a bit at a loss as to what to post lately. If anyone has anything they’d like to know more about, please let […]

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Another good piece of data for real estate markets in the PNW

Friday, February 3rd, 2012

Clay Sparkman This from a recent article in The Puget Sound Business Journal: “Sales of larger apartment buildings in King County are on the upswing, setting a record average price per square foot in 2011, according to data supplied by Dupre + Scott Apartment Advisors Inc. Investors last year paid an average price of $136,509 […]

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Everything you wanted to know about private money but were afraid to ask

Thursday, January 12th, 2012

Clay Sparkman (Note: I posted the following on my broker blog recently. It is oriented to toward brokers, but at the same time, I think it would be quite useful to those trying to get a handle on investing in private money loans and trying to better understand the process.) Private money is often misunderstood. […]

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A few useful and interesting resources for private money professionals

Wednesday, November 9th, 2011

Clay Sparkman These days–with uncertain markets—tools and resources which provide us with information and data are more crucial than quite possibly ever before. I am always trying to find more resources that will be of use to both me and readers of this blog. Here are a few items that have popped up lately. ALTOSResearch […]

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A private money loan prospectus – Hood Canal, Washington

Friday, October 21st, 2011

Clay Sparkman From time to time, I post a prospectus for a loan that we are currently in the process of placing. This serves three purposes: (1) It gives readers a window into the kinds of loans that we are placing, (2) It provides an example of how are loans are initially presented, and (3) […]

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A good time for private money investing (or so we think)

Monday, September 19th, 2011

Clay Sparkman We’ve been getting quite a few calls from new investors lately who are interested in investing in trust deed secured loans. This makes a certain amount of sense to me, as a number of factors are lining up to enhance the attractiveness of this type of investing. The factors I have in mind […]

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