Clay Sparkman These days–with uncertain markets—tools and resources which provide us with information and data are more crucial than quite possibly ever before. I am always trying to find more resources that will be of use to both me and readers of this blog. Here are a few items that have popped up lately. ALTOSResearch […]
Posts Tagged ‘trust deed lending’
A few useful and interesting resources for private money professionals
Wednesday, November 9th, 2011A private money loan prospectus – Hood Canal, Washington
Friday, October 21st, 2011Clay Sparkman From time to time, I post a prospectus for a loan that we are currently in the process of placing. This serves three purposes: (1) It gives readers a window into the kinds of loans that we are placing, (2) It provides an example of how are loans are initially presented, and (3) […]
A good time for private money investing (or so we think)
Monday, September 19th, 2011Clay Sparkman We’ve been getting quite a few calls from new investors lately who are interested in investing in trust deed secured loans. This makes a certain amount of sense to me, as a number of factors are lining up to enhance the attractiveness of this type of investing. The factors I have in mind […]
The top ten red flags that you may not want to lend to a particular fix and flip borrower
Tuesday, August 30th, 2011Clay Sparkman There are some good things happening out there, but these last (nearly) four years now have been tough. There are plenty of negative signs in the economy as a whole, but I am actually somewhat bullish at this point about real estate markets in general and private money investing in particular. Still, these […]
There’s something about equity
Thursday, May 19th, 2011Clay Sparkman With a double dip real estate depreciation nationwide becoming fact in April, and now with the federal government threatening not to extend government backed financing options large (jumbo) residential loans, this market is hardly getting easier or more predictable. So you might ask, “How do we get private money loans done in today’s […]
Squeezing loans into the box (by thinking outside the box)
Thursday, March 17th, 2011Clay Sparkman As you all know, sometimes we have to be creative to get loans done in this market. One of the most critical aspects of any loan (as you well know) is the Loan to Value ratio, and there are often options for reducing the LTV to make the deal more attractive. For purchases, […]
How to invest in private money loans when real estate markets are uncertain
Tuesday, March 1st, 2011Clay Sparkman We’ve been through nearly 3 ½ rough years in the real estate market—and projections seem to indicate that we will finally see clear up-turn in the second half of this year, but no one really knows for sure. We have managed to survive this down-time (thus far) and continue doing loans even in […]
A private money loan prospectus
Tuesday, January 18th, 2011Clay Sparkman I’m not sure how many of you have made loans with us before, so I thought I would post a prospectus for a loan that we are currently in the process of placing. The prospectus which is shown here is the high level presentation, or executive summary of the loan. Having read the […]
An ireloquent post
Tuesday, January 11th, 2011Clay Sparkman A friend of mine likes to make up words. He comes up with some pretty good ones. A recent invention of his—ireloquent—strikes me as particularly utilitarian. It is useful in those situations where someone is going on and on about something in the most eloquent way, but in fact has provided a response […]
A story of adaptation: or how to survive and succeed in a challenging real estate market
Thursday, November 11th, 2010The following is a guest post by Matthew Whitaker, Managing Member of Magnolia Partners, LLC and Golden Key, LLC. I originally posted this article on my Broker Blog, but it occurred to me that it would be appropriate to post it here as well. What I think a trust deed investor should take away from […]
