Clay Sparkman There are some good things happening out there, but these last (nearly) four years now have been tough. There are plenty of negative signs in the economy as a whole, but I am actually somewhat bullish at this point about real estate markets in general and private money investing in particular. Still, these […]
Posts Tagged ‘private money investing’
The top ten red flags that you may not want to lend to a particular fix and flip borrower
Tuesday, August 30th, 2011There’s something about equity
Thursday, May 19th, 2011Clay Sparkman With a double dip real estate depreciation nationwide becoming fact in April, and now with the federal government threatening not to extend government backed financing options large (jumbo) residential loans, this market is hardly getting easier or more predictable. So you might ask, “How do we get private money loans done in today’s […]
Squeezing loans into the box (by thinking outside the box)
Thursday, March 17th, 2011Clay Sparkman As you all know, sometimes we have to be creative to get loans done in this market. One of the most critical aspects of any loan (as you well know) is the Loan to Value ratio, and there are often options for reducing the LTV to make the deal more attractive. For purchases, […]
How to invest in private money loans when real estate markets are uncertain
Tuesday, March 1st, 2011Clay Sparkman We’ve been through nearly 3 ½ rough years in the real estate market—and projections seem to indicate that we will finally see clear up-turn in the second half of this year, but no one really knows for sure. We have managed to survive this down-time (thus far) and continue doing loans even in […]
A private money loan prospectus
Tuesday, January 18th, 2011Clay Sparkman I’m not sure how many of you have made loans with us before, so I thought I would post a prospectus for a loan that we are currently in the process of placing. The prospectus which is shown here is the high level presentation, or executive summary of the loan. Having read the […]
An ireloquent post
Tuesday, January 11th, 2011Clay Sparkman A friend of mine likes to make up words. He comes up with some pretty good ones. A recent invention of his—ireloquent—strikes me as particularly utilitarian. It is useful in those situations where someone is going on and on about something in the most eloquent way, but in fact has provided a response […]
A story of adaptation: or how to survive and succeed in a challenging real estate market
Thursday, November 11th, 2010The following is a guest post by Matthew Whitaker, Managing Member of Magnolia Partners, LLC and Golden Key, LLC. I originally posted this article on my Broker Blog, but it occurred to me that it would be appropriate to post it here as well. What I think a trust deed investor should take away from […]
Private loan packaging guidelines
Sunday, October 31st, 2010Clay Sparkman One of my long term objectives with this blog is to eventually walk with you through all of the private money loan processes and procedures, from the moment of conception until death (death of course not being a bad thing in my chosen metaphor, but simply meaning loan payoff, workout, or foreclosure). This […]
What does this mean to us?
Sunday, October 3rd, 2010Clay Sparkman Okay, I don’t know about you, but whenever I read news about some new development in the real estate market, my first instinct is to say, “What does this mean to me?” Hey I’m not proud of it, but that’s just how I’m wired. This past two weeks we read that: (1) GMAC […]
Grumblings of a slum lord in the post-bust environment
Friday, September 24th, 2010Guest post by Brian Blum, Operating Manager, Maverick Structures LLC I’m a real estate investor. I see opportunities in buildings – and in numbers, and I use those opportunities to create income and equity. What I do benefits society, but I’m not going to lie to you – I am driven to do it for […]
