Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘hard money lending’

Leading real estate value indicators

Tuesday, August 23rd, 2016

Clay Sparkman Of particular interest to private money investors is to analyze and spot potential trends in real estate pricing. I recently posted an article, Three potentially useful indicators of the likely movement of property values, which proposed three potential indicators to watch. The following article, Unlike prices, real estate jobs not back at peak, […]

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A guide for private money lenders

Thursday, July 14th, 2016

Clay Sparkman I thought that this set of blog posts, A Guide For Private Money Lenders (in four parts), by Thad Merrill, was both interesting and informative, and so I thought I’d share them with you. (Ever vigilant: I’m combing the web for you.) http://www.fortunebuilders.com/becoming-private-money-lender-part-1/ http://www.fortunebuilders.com/becoming-private-money-lender-part-2-breaking-private-money-loan/ http://www.fortunebuilders.com/becoming-private-money-lender-part-3-attract-investors/ http://www.fortunebuilders.com/private-hard-money-lenders-part-4/ Best, Clay – Clay (clay@privatemoneysource.com, 503-476-2909) Clay […]

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Fairfield Financial – Information for investors

Friday, July 8th, 2016

Clay Sparkman Here is our *Information for Investors* section. It is direct and to the point. It tells you what you can expect of us and what we will expect to you, in a broker-relationship. http://www.privatemoneysource.com/investors.php Best, Clay – Clay (clay@privatemoneysource.com, 503-476-2909) Clay is Vice President of Fairfield Financial, a primary source for private money […]

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Private money – the rules of physics may not apply

Friday, June 3rd, 2016

Clay Sparkman I first posted this article in August of 2009. That was right about when I was just getting started with the blog. It is hard to believe that it has been nearly seven years now. At any rate, I feel that this article deserves a second look (or a first look, if you […]

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Several perspectives on private money and changes happening in the industry

Tuesday, May 24th, 2016

Clay Sparkman With regard to forward thinking (that is, how is the industry changing?): I thought you might appreciate this article, Private Lending Sector Making Big Noise for Real Estate Investors, by Ben Stoodley: Here Certainly he is correct with regard to his interpretation of current trends, and one must wonder how far this might […]

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Into the mainstream

Friday, May 13th, 2016

Clay Sparkman I thought that this recent article in The National Real Estate Investor would be worth sharing with the private money investors in this group. It certainly rings true with those of us at Fairfield, as we have had to work with our investors to adapt our programs and strategies to a changing market […]

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Three potentially useful indicators of the likely movement of property values

Monday, April 25th, 2016

Clay Sparkman Any good private money investor should be attempting  to assess whether property values are rising, falling,  or holding in the area of his/her latest potential investment. After all, the core issue  when assessing investment risk is LTV, and if the “V” part of “LTV” falls during the time of your investment, your investment […]

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25 questions you must ask

Friday, January 22nd, 2016

Clay Sparkman I originally published this article in September of 2009 on this blog. I’m going to make a list today of twenty-five important questions that I believe an investor must ask prior to funding any private money loan transaction.  I’m not going to elaborate much on each particular item here, but will drill down […]

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The cost of hard money

Friday, October 23rd, 2015

Clay Sparkman After 50 years in the hard money business (as a family operation)  and 20+ years personally, you’d think we’d know what to expect. But let’s face it, no one really knows what to expect in the complex globally based financial world. For my first 15 or so years working in the hard money […]

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A private money loan offering

Wednesday, September 11th, 2013

Clay Sparkman We are in the process of placing a loan that I really like. We have worked with these borrowers in the past and they have been excellent in both payment and performance. It has to happen pretty fast (by 9/20, a week from Thursday), and we will most likely place it as a […]

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