Clay Sparkman I first posted this article in August of 2009. That was right about when I was just getting started with the blog. It is hard to believe that it has been nearly seven years now. At any rate, I feel that this article deserves a second look (or a first look, if you […]
Posts Tagged ‘private money loans’
Private money – the rules of physics may not apply
Friday, June 3rd, 2016Several perspectives on private money and changes happening in the industry
Tuesday, May 24th, 2016Clay Sparkman With regard to forward thinking (that is, how is the industry changing?): I thought you might appreciate this article, Private Lending Sector Making Big Noise for Real Estate Investors, by Ben Stoodley: Here Certainly he is correct with regard to his interpretation of current trends, and one must wonder how far this might […]
Into the mainstream
Friday, May 13th, 2016Clay Sparkman I thought that this recent article in The National Real Estate Investor would be worth sharing with the private money investors in this group. It certainly rings true with those of us at Fairfield, as we have had to work with our investors to adapt our programs and strategies to a changing market […]
Three potentially useful indicators of the likely movement of property values
Monday, April 25th, 2016Clay Sparkman Any good private money investor should be attempting to assess whether property values are rising, falling, or holding in the area of his/her latest potential investment. After all, the core issue when assessing investment risk is LTV, and if the “V” part of “LTV” falls during the time of your investment, your investment […]
25 questions you must ask
Friday, January 22nd, 2016Clay Sparkman I originally published this article in September of 2009 on this blog. I’m going to make a list today of twenty-five important questions that I believe an investor must ask prior to funding any private money loan transaction. I’m not going to elaborate much on each particular item here, but will drill down […]
The cost of hard money
Friday, October 23rd, 2015Clay Sparkman After 50 years in the hard money business (as a family operation) and 20+ years personally, you’d think we’d know what to expect. But let’s face it, no one really knows what to expect in the complex globally based financial world. For my first 15 or so years working in the hard money […]
Rehab loan in WA state
Monday, April 14th, 2014Clay Sparkman We’ve had a lot of nice solid little loans come in lately. (As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can (a) see the types of loans that we […]
Loan offering in Washington state
Thursday, October 17th, 2013Clay Sparkman We’ve had a lot of nice solid little loans come in lately. (As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that we […]
Rehab loan offering in Oregon
Thursday, October 3rd, 2013S. Clay Sparkman We’ve had a lot of nice solid little loans come in lately. As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that […]
A private money loan offering
Wednesday, September 11th, 2013Clay Sparkman We are in the process of placing a loan that I really like. We have worked with these borrowers in the past and they have been excellent in both payment and performance. It has to happen pretty fast (by 9/20, a week from Thursday), and we will most likely place it as a […]