Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘trust deed lending’

What does this mean to us?

Sunday, October 3rd, 2010

Clay Sparkman Okay, I don’t know about you, but whenever I read news about some new development in the real estate market, my first instinct is to say, “What does this mean to me?”  Hey I’m not proud of it, but that’s just how I’m wired. This past two weeks we read that: (1)  GMAC […]

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The sweet spot

Thursday, September 16th, 2010

Clay Sparkman We are always looking for the sweet spot these days in the real estate market.  And by sweet spot, I mean that realm of  investments that are on balance less risky and more likely to turn a profit in what is otherwise a jaded real estate market. I have gone on a bit […]

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A way to find qualified commercial borrowers – Lendicom.com

Monday, August 30th, 2010

Clay Sparkman Most private money investors choose to work with brokers.  However it is a decision that each private money investor must make independently and with great care—to use or not to use a broker. The essence of the matter I think is this.  If you want a full-time job (and some investors certainly do) […]

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Top ten loan offerings that you may choose not to review

Monday, August 16th, 2010

Clay Sparkman We haven’t done one of these for awhile.  There is plenty to be serious about with regard to the economy, the real estate markets, and in particular, the market for trust deeds and private money loans.   There is plenty of uncertainty in these markets.  And yet, there are also some good things happening […]

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Getting started with private money – the dating thing

Thursday, August 5th, 2010

Clay Sparkman I am frequently asked by private money investors:  “… so how do we get started investing in private money loans?”  You know, there is no simple answer to this question.  I tell them that it is kind of like dating.  If we are going to do this as an investor/broker team, then they […]

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When life gives you lemons …

Sunday, July 18th, 2010

Clay Sparkman I have always believed—and history seems to bear this out—that when the status quo becomes problematic, new opportunities present themselves.   Certainly the real estate economy of the past three years has proved problematic, and so as private money investors we are called upon to seek out those borrowers/investors who have encountered and successfully […]

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A brief unofficial analysis of the private money market for investors

Tuesday, July 13th, 2010

Clay Sparkman The national economy is in a state of confusion and the local economy is in a state of confusion. So what does this mean for the market for investing in trust deed based loans? Well of course nobody really knows–and this is just my take on it–but here goes:  First of all, let’s […]

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Why title Insurance

Monday, June 28th, 2010

Provided by Corinne Akerill, Escrow Officer at First American Title When making a loan that is to be secured by an interest in real property, the following are a few questions that a title insurance company can answer. Does the person who wants to borrow the money have an interest in the property being offered […]

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Question: what will it take to get the banks to lend?

Monday, June 14th, 2010

Clay Sparkman Back in January, in my post entitled, “Won’t somebody please call a plumber … the banks are clogged,” I addressed what I consider to be the essential question regarding what it will take to get the real estate economy on track and moving in the right direction assertively and with confidence again. And […]

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Those who shorted subprime

Monday, May 24th, 2010

Clay Sparkman I just recently finished reading The Greatest Trade Ever, the 2009 book by Wall Street Journal reporter Gregory Zuckerman.  It is a terrific read.  I really enjoyed it.  It evolves primarily around John Paulson, and tells the story of how he managed to make billions of dollars for himself and his hedge fund […]

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