Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘investing’

Draw process for rehab and construction loans

Wednesday, February 6th, 2013

Clay Sparkman We plan to do as many rehab and construction loans as we can this year. We see great potential in that area. Builders are under-building (by a substantial number of units, and going back 3+ years), and this is mostly because banks haven’t recovered to the point where they are comfortable doing construction […]

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Investing in real estate (either directly or indirectly) in 2013: three articles you should read

Friday, February 1st, 2013

Clay Sparkman On occasion, I try to publish links to articles that are relevant, useful, and interesting. Here are three articles which give useful perspective on the matter of investing in real estate in 2012—each from a different perspective. A money.cnn article on how to find real estate opportunities in 2013: http://money.cnn.com/2012/12/01/real_estate/housing-outlook-2013.moneymag/index.html Dailyresearchhunter.com on global […]

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What to look for in 2013

Thursday, January 24th, 2013

Clay Sparkman I rather enjoyed the following article in the www.thefiscaltimes.com (quite an impressive publication at first blush), and thought it would be a good one to share. “Ten Real Estate Trends to Watch in 2013” http://www.thefiscaltimes.com/Articles/2012/12/06/10-Real-Estate-Trends-to-Watch-in-2013.aspx#page1 The article begins by noteing that “national home prices have been on the uptick for eight straight months,” […]

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Where do you go to learn about private money lending?

Wednesday, January 16th, 2013

Clay Sparkman I can’t tell you how many times I have been asked by prospective private money investors, “Where do I go to learn more about this? Where are the books? Where are the articles? where are the websites” I have generally had to shrug my shoulders and say, “Uh …. you know, I really […]

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The quest for quality private money loans

Friday, October 5th, 2012

Clay Sparkman Most private money investors choose to work with brokers.  However it is a decision that each private money investor must make independently and with great care—to use or not to use a broker. The essence of the matter I think is this.  If you want a full-time job (and some investors certainly do) […]

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Sample loan prospectus

Tuesday, October 2nd, 2012

Clay Sparkman I’m not sure how many of you have made loans with us before, so I thought I would post a prospectus for a loan that we placed recently. The prospectus which is shown here is the high level presentation, or executive summary of the loan.  Having read the prospectus you should have a […]

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Too good not to share

Monday, July 2nd, 2012

Clay Sparkman I figured this was too good not to share. After all, when The New York Times speaks … http://www.nytimes.com/2012/06/28/business/economy/new-indications-housing-recovery-is-under-way.html I’ll try to get back to posting more frequently. I’ve been a bit at a loss as to what to post lately. If anyone has anything they’d like to know more about, please let […]

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Another good piece of data for real estate markets in the PNW

Friday, February 3rd, 2012

Clay Sparkman This from a recent article in The Puget Sound Business Journal: “Sales of larger apartment buildings in King County are on the upswing, setting a record average price per square foot in 2011, according to data supplied by Dupre + Scott Apartment Advisors Inc. Investors last year paid an average price of $136,509 […]

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Better times are coming in real estate markets and here’s why

Saturday, October 29th, 2011

This Guest post by Jeff Lindikoff I hope you are enjoying the beautiful fall weather. It is certainly my favorite time of the year and good things are on the horizon for Real Estate Investors. We have been saying for most of this year that with an election year coming up, the government will make […]

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A private money loan prospectus – Hood Canal, Washington

Friday, October 21st, 2011

Clay Sparkman From time to time, I post a prospectus for a loan that we are currently in the process of placing. This serves three purposes: (1) It gives readers a window into the kinds of loans that we are placing, (2) It provides an example of how are loans are initially presented, and (3) […]

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