Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘real estate’

Better times are coming in real estate markets and here’s why

Saturday, October 29th, 2011

This Guest post by Jeff Lindikoff I hope you are enjoying the beautiful fall weather. It is certainly my favorite time of the year and good things are on the horizon for Real Estate Investors. We have been saying for most of this year that with an election year coming up, the government will make […]

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As goes Miami …?

Saturday, July 30th, 2011

Sorry to be so long away from you. I guess the lazy days of summer have been calling. I would like to share an article that I read recently in the New York Times. http://www.nytimes.com/2011/07/27/business/affluent-buyers-reviving-market-for-miami-homes.html?pagewanted=1&_r=1 It seems that the Miami market, one of the worst hit during the real estate turn down, is on the […]

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Squeezing loans into the box (by thinking outside the box)

Thursday, March 17th, 2011

Clay Sparkman As you all know, sometimes we have to be creative to get loans done in this market. One of the most critical aspects of any loan (as you well know) is the Loan to Value ratio, and there are often options for reducing the LTV to make the deal more attractive. For purchases, […]

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How to invest in private money loans when real estate markets are uncertain

Tuesday, March 1st, 2011

Clay Sparkman We’ve been through nearly 3 ½ rough years in the real estate market—and projections seem to indicate that we will finally see clear up-turn in the second half of this year, but no one really knows for sure.  We have managed to survive this down-time (thus far) and continue doing loans even in […]

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An ireloquent post

Tuesday, January 11th, 2011

Clay Sparkman A friend of mine likes to make up words.  He comes up with some pretty good ones.  A recent invention of his—ireloquent—strikes me as particularly utilitarian.  It is useful in those situations where someone is going on and on about something in the most eloquent way, but in fact has provided a response […]

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A story of adaptation: or how to survive and succeed in a challenging real estate market

Thursday, November 11th, 2010

The following is a guest post by Matthew Whitaker, Managing Member of Magnolia Partners, LLC and Golden Key, LLC.  I originally posted this article on my Broker Blog, but it occurred to me that it would be appropriate to post it here as well.   What I think a trust deed investor should take away from […]

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Less Grumbly – A Follow-up to ‘grumblings of a slum lord in the post-bust environment’

Wednesday, October 13th, 2010

This Guest post by Brian Blum, Operating Manager of Maverick Structures LLC, is  a follow up to an earlier post Sure, we each have “teams” of lawyers, Realtors, title agencies, finance people, insurance agents, and contractors working with us, but don’t kid yourself – real estate investing is largely an individual sport.  Many investors have […]

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What does this mean to us?

Sunday, October 3rd, 2010

Clay Sparkman Okay, I don’t know about you, but whenever I read news about some new development in the real estate market, my first instinct is to say, “What does this mean to me?”  Hey I’m not proud of it, but that’s just how I’m wired. This past two weeks we read that: (1)  GMAC […]

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Grumblings of a slum lord in the post-bust environment

Friday, September 24th, 2010

Guest post by Brian Blum, Operating Manager, Maverick Structures LLC I’m a real estate investor.  I see opportunities in buildings – and in numbers, and I use those opportunities to create income and equity.  What I do benefits society, but I’m not going to lie to you – I am driven to do it for […]

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The sweet spot

Thursday, September 16th, 2010

Clay Sparkman We are always looking for the sweet spot these days in the real estate market.  And by sweet spot, I mean that realm of  investments that are on balance less risky and more likely to turn a profit in what is otherwise a jaded real estate market. I have gone on a bit […]

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