Fairfield Financial Services, Inc. - Private Money Loans, Lending & Borrowing

Posts Tagged ‘trust deed lending’

Three potentially useful indicators of the likely movement of property values

Monday, April 25th, 2016

Clay Sparkman Any good private money investor should be attempting  to assess whether property values are rising, falling,  or holding in the area of his/her latest potential investment. After all, the core issue  when assessing investment risk is LTV, and if the “V” part of “LTV” falls during the time of your investment, your investment […]

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25 questions you must ask

Friday, January 22nd, 2016

Clay Sparkman I originally published this article in September of 2009 on this blog. I’m going to make a list today of twenty-five important questions that I believe an investor must ask prior to funding any private money loan transaction.  I’m not going to elaborate much on each particular item here, but will drill down […]

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Rehab loan in WA state

Monday, April 14th, 2014

Clay Sparkman We’ve had a lot of nice solid little loans come in lately. (As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can (a) see the types of loans that we […]

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Loan offering in Washington state

Thursday, October 17th, 2013

Clay Sparkman We’ve had a lot of nice solid little loans come in lately. (As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that we […]

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Rehab loan offering in Oregon

Thursday, October 3rd, 2013

S. Clay Sparkman We’ve had a lot of nice solid little loans come in lately. As you know, we have a tradition of, from time to time, presenting one of the loans that we have placed or are in the process of placing, so that blog readers can see (a) the types of loans that […]

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A private money loan offering

Wednesday, September 11th, 2013

Clay Sparkman We are in the process of placing a loan that I really like. We have worked with these borrowers in the past and they have been excellent in both payment and performance. It has to happen pretty fast (by 9/20, a week from Thursday), and we will most likely place it as a […]

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Sweet private money loans

Tuesday, August 27th, 2013

Clay Sparkman Historically we have placed loans in the 12-14% range, but in the current market we are finding that this may be a bit high. Especially if a lender is willing to come down to 10-11%, there are little golden nuggets of opportunity presenting themselves. Here, by way of example, is a loan that […]

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Fix and flip big

Wednesday, August 21st, 2013

Clay Sparkman This is interesting. I had wondered why we have not seen as many REO type fix and flip property loans as I had expected. I was informed by an individual quite recently that they had read an article about two very large entities that were going to the banks and buying all of […]

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We may be done wandering through the forest

Thursday, June 27th, 2013

Clay Sparkman I got this upbeat article as a special alert on my smart phone this week. It seems that finally the real estate market it pulling the rest of the economy forward, instead of the other way around. I would say that it’s official. Hallelujah! Housing, regional factory data show economy’s stamina http://us.news-republic.com/Web/ArticleWeb.aspx?regionid=1&articleid=10246360 On […]

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Auto-private-money-fractional-lending

Thursday, June 13th, 2013

Clay Sparkman This is an interesting blog post. http://www.mymoneyblog.com/realty-mogul-review.html It tells about a new site where you can go to make $5k private money fractional loans automatically, without the bother of actually dealing with a broker, borrower, or such. Apparently you don’t have to even bother making any decisions about the investment. That might be […]

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